Singapore’s ageing population has been a cause for national alarm for a while. Yet the question of what we need to do for our elderly – our grandparents, parents and older relatives – gets no easier. Should we leave old folks at home in the care of a maid? Place them in an old folks home or an elderly care facility (and face the judgment of our peers)? What else can we do in order to better look after older people and meet their changing needs?
Precisely how bad will be the ageing population in Singapore? Singapore’s population is ageing fast. By 2030, 1 in 4 people here will likely be past retirement age. That’ll make it nearly millions of people, that is almost the twice the current elderly population. At the same time, life expectancy is predicted to improve. To not be crude regarding it, but what this means is the large population of seniors will be around for an extended time than in the past. So it’s important on the national level to consider how to look after them.
This coming year, the us government announced nursing home in JB, a compulsory national long term care insurance, which will replace ElderShield in 2020. It’s meant to provide for people with severe disabilities and will cover their basic needs throughout their life. But that’s the financial part. But what about the care itself? Your elderly care options is determined by just how much medical support is needed.
Daycare for the elderly – for healthy seniors. For elderly people that are mobile and healthy, but simply bored of watching the usual dramas on Channel 8, there are daycare centres so they can connect with their peers and be a part of activities that have them occupied and alert. Cost: There’s a big range since it depends on the form of activity. Many organised by SACs by AIC are free, while enrolling in a privately run activity centre can cost from $250 to $1,200/month.
Healthcare centres – for seniors who need some medical treatment. Many seniors have some type of health issue or other. When they do not need constant attention but merely some form of rehabilitation, they are places where sick or disabled seniors can spend your day or a few hours for medical care. The government has subsidies for centre-based healthcare for the elderly. A part of this category are: day rehabilitation centres, dementia daycare centres, psychiatric daycare centres and rehabilitation homes. Cost: You happen to be charged per session of therapy or rehabilitation. Fees vary from $6 to $160 per session before subsidies.
Hiring domestic help – for healthy seniors who want company. In case your elderly cherished one is rather healthy and values his personal space, a domestic helper is an excellent option. Some helpers may be medically trained or have experience taking care of seniors.
It is possible to tap on several government assistance schemes to pay for the FDW you hire for such purposes: FDW Grant and FDW Levy Concession. These basically cap your monthly costs in a manageable amount.
There’s additionally a Caregivers Training Grant of $200 a year, that can be used to deliver your helper for courses to exercise her to better care of seniors. The trainer may even come to your house to conduct classes. For further independent seniors who don’t require round-the-clock care or supervision, consider getting a part-time caregiver instead. Cost: A live-in helper generally costs $600 to $850/month before subsidies and grants. A part-time caregiver costs $20 to $25/hour.
Live-in nurse – for seniors who want constant medical care. In case your elderly relative needs a greater amount of care, you might like to think about a nurse, aide or trained caregiver as opposed to (or as well as) a normal helper. Nurses and nurse aides have medical training, while trained caregivers watch over their charges 24/7, helping all of them with personal care, meals and medication. That’s unlike domestic helpers, whose core duties are definitely more on household tasks.
There are also several government schemes to assist purchase this, including subsidies for home-based care. For disabled seniors, there’s Eldershield and the Pioneer Disability Assistance Scheme. You can also get subsidies to purchase assistive devices, home healthcare items or perhaps for transport to create seniors to day services at MOH-funded facilities through the Senior Mobility and Enabling Fund. Cost: $600 to $one thousand/month before subsidies
Nursing facilities a.k.a. old folks’ homes – for constant medical treatment. Finally, nursing facilities or old folks’ home are usually a last recourse for Singaporeans. Sending your relative to a house is not really an easy or pleasant decision since the majority of don’t wish to live out their last days this way. It’s also higher priced compared to a live-in helper. Often, those who choose this have zero choice because the elderly who definitely are ill or disabled and require 24/7 care the family cannot provide.
There are a few 70 nursing facilities in Singapore. Some are very nothing more than a bed and health care, and have given old folks homes the negative rep it provides. But you can find homes which have a much more holistic care strategy, with activities iupstd stimulate the mind and body, like NTUC Health An Elderly Care Facility, ECON Nursing Home and Orange Valley. On average they cost $1,200 to $3,500/month.
On the top end in the spectrum, there’s St. Bernadette Lifestyle Village where residents live independently and acquire to cost constraints for elderly folks in singapore, activities and games, while having easy accessibility to health care via the 24-hour medical concierge. It costs a cool $3,650/month. At MOH-run public nursing homes and Medifund accredited private homes, it is possible to offset the costs with government subsidies for residential services.